Explainer · 2026 US midterm elections

The US Midterms, Explained

What Americans are electing on 3 November, why it matters for Donald Trump's last two years, who's likely to win, and what each party is promising, tested against the facts.

A painted illustration of voters queuing outside a school used as a polling station on a November evening, under a 'Vote here' sign and American flags.
AI illustration. AI illustration: Americans vote in the midterm elections. Hindsight Media

On Tuesday 3 November, Americans choose a new Congress. These elections are called the midterms, because they fall halfway through a president's four-year term. Donald Trump isn't on the ballot. But the result will decide how much he can do in the two years he has left.

This explainer covers what's being elected, how America's government fits together, who's likely to win, why the result matters, and what each party is promising, tested against the facts. It is also a video on our YouTube channel.

Part 1

What's being elected

Congress is the part of America's government that makes the laws, and it has two chambers.

The House of Representatives has 435 members. Each represents a district of roughly 760,000 people and serves for two years, so every seat is up this time.1

The Senate has 100 members, two for each state, who serve for six years. Only about a third of them face voters at any one election. This year it's 35 seats: the regular third, plus special elections in Florida and Ohio for the seats Marco Rubio and JD Vance left when they joined the administration.2

Thirty-six states also elect their governors, and there are thousands of state and local races. This explainer is about Congress.

Part 2

How it fits together

America's government has three parts. The president runs the government. Congress, the House and the Senate together, makes the laws. And the courts decide what the law means, and whether the president and Congress have followed the Constitution. None of the three is in charge of the others: each can check the others' power.

Diagram of America's three parts of government: the President, who runs the government; Congress, which makes the laws; and the Courts, which decide what the law means. Inside Congress, the House (435 members, two-year terms) and the Senate (100 members, six-year terms) are equal partners.
Document. Three parts of government, each able to check the others. Inside Congress, the House and the Senate are equal partners. © Hindsight Media · Source

Inside Congress, the House and the Senate are equal partners. Neither is above the other. A new law starts as a bill: a proposed law, written down and put to a vote. To become law, the same bill has to pass both the House and the Senate. Then it goes to the president, who can sign it into law, or veto it, which means refusing to sign. Congress can overturn a veto, but only if two-thirds of both chambers vote to.

So whichever party controls each chamber decides which bills get a vote at all. That's why the midterms matter so much to a president.

Part 3

The numbers that matter

A majority in the House takes 218 seats. Republicans hold 218 and Democrats 214. One seat is held by an independent, and two are empty after their members resigned. So Democrats need to gain just three seats to take control.3

In the Senate, Republicans have 53 seats and Democrats 47. If the Senate splits 50–50, the vice-president, JD Vance, casts the deciding vote. So Democrats need 51 seats, a gain of four.2

History favours the Democrats in the House. In almost every midterm since the Second World War, the party that holds the White House has lost seats in the House. This time, that's the Republicans. The only exceptions were 1998 and 2002.4 Voters often use the midterms to check the party in power.

Part 4

Who's likely to win

Forecasters model elections from polls and past results, and rate each race by how likely each party is to win it. A "toss-up" means it could go either way.

The Cook Political Report, one of the best known, rates seven Senate races as toss-ups: Alaska, Iowa, Kansas, Maine, Michigan, Ohio and Texas. Six of the seven are held by Republicans now.25

Map of the United States with the seven Senate toss-up races highlighted: Alaska, Iowa, Kansas, Maine, Ohio and Texas, held by Republicans, and Michigan, held by a Democrat.
Document. The seven Senate toss-ups, as rated by the Cook Political Report on 20 October 2026. Hindsight Media. Ratings: Cook Political Report. Boundaries: US Census Bureau · © Hindsight Media · Source

Democrats have seats of their own to defend too, in Georgia, Michigan, Minnesota and New Hampshire. And in North Carolina, where the Republican senator Thom Tillis is retiring, the race leans towards the Democrats. Cook expects Democrats to gain between two and six Senate seats, so a majority is in reach but not certain.26

Map of the United States highlighting the competitive Senate seats Democrats must defend, in Georgia, Michigan, Minnesota and New Hampshire, and North Carolina, a Republican-held seat that leans Democratic.
Document. Democrats' seats to defend, and North Carolina, where Thom Tillis is retiring. Ratings: Cook Political Report, 20 October 2026. Hindsight Media. Ratings: Cook Political Report. Boundaries: US Census Bureau · © Hindsight Media · Source

For the House, most forecasts favour the Democrats. Cornell's model, for one, gives them about an eight-in-ten chance of a majority.78

But a forecast is a probability, not a result. Polls have missed in both directions in recent elections, and a few points either way in the toss-ups would change the outcome.

Part 5

The maps were redrawn

Something unusual happened before this election. The lines of House districts are normally redrawn once every ten years, after the census. This time, several states redrew them after just five years.

Drawing district lines to help one party win more seats is called gerrymandering. You pack your opponents' voters into a few districts, or split them across many, so their votes count for less.

Texas, run by Republicans, redrew its map to win about five more seats, and the Supreme Court let it stand. California's voters answered with Proposition 50, which passed by 65 to 35 and brought in a map designed to give Democrats about five more seats.91011 North Carolina and Ohio redrew theirs for Republicans too, and a court gave Utah a new map with one more Democratic seat.9

Then, in April, the Supreme Court's ruling in Louisiana v. Callais meant states no longer had to keep some majority-Black districts, and Florida, Tennessee, Louisiana and Alabama redrew as well, all towards Republicans.1213 Courts blocked new maps in Missouri, drawn for Republicans, and Virginia, drawn for Democrats.914 In all, nine states vote on new lines this year.

Map of the United States showing the nine states with new House maps for 2026: Texas, Ohio, North Carolina, Florida, Tennessee, Louisiana and Alabama, expected to help Republicans; California and Utah, expected to help Democrats; and Missouri and Virginia, where courts blocked new maps.
Document. Nine states vote on new House maps this year. Texas about +5 Republican, California about +5 Democratic, Florida about +4 Republican. Hindsight Media. Data: Ballotpedia. Boundaries: US Census Bureau · © Hindsight Media · Source

Add the estimates together and the new maps could be worth about nine seats to Republicans, though estimates differ and some maps are still being fought over in court.15

Part 6

Why it matters

Each chamber has powers of its own.

The House starts every law that raises or spends money. So a House majority can refuse to fund the government, which forces a shutdown. It can call officials to give evidence and demand documents. And it can impeach a president, which means formally charging him, by a simple majority.

The Senate approves the president's choices for judges, the cabinet and ambassadors. It ratifies treaties. And if the House impeaches, the Senate holds the trial, where removing a president takes two-thirds of senators.

So there are three likely outcomes.

If Republicans keep both chambers, Trump keeps a Congress that can pass his plans, though most laws still need 60 of the 100 Senate votes, because of the filibuster: a rule that lets a minority of senators block most bills.

If Democrats win the House only, they can block his legislation and investigate his administration. But they can't make their own plans law without the Senate and his signature.

If Democrats win both, they could pass their own bills and send them to him. But he can veto them, and overturning a veto takes two-thirds of both chambers, which neither party will have.

Part 7

What the Democrats are promising

Both parties are making promises. We test them the same way we tested Trump's in Trump: Promises vs Reality: can they actually deliver them, and are the claims behind them true?

The Democratic leader in the House, Hakeem Jeffries, names three priorities: lower prices, affordable health care, and holding Trump's administration to account. Their most specific plans are on health care.161718

First, restore the extra tax credits that helped people pay for insurance bought through the Affordable Care Act, the health law often called Obamacare. Those credits expired at the end of 2025, and several million people have dropped their cover since: KFF counts 4.6 million fewer people in the individual market between June 2025 and June 2026.1719

Second, reverse the cuts to Medicaid, the government's health insurance for people on low incomes, made by last year's big Republican tax and spending law. The Congressional Budget Office, Congress's own nonpartisan scorekeeper, estimated that law would leave about 10 million more people uninsured by 2034.1720

They would also hold votes to end the war with Iran and to roll back Trump's tariffs.17

Can they deliver? Not with the House alone. Each would need the Senate, and then Trump's signature, or two-thirds of both chambers to overturn his veto. What a House majority can do is force votes, put the questions on the record, and use the fights over government funding as leverage. Some Democrats admit the limits. "We will not be able to fix everything overnight," says Representative Troy Carter.17

And are the claims behind it true? Mostly. The exception is Medicare, the health insurance for over-65s. Democratic adverts have said the Republican law cuts it, and FactCheck.org found they exaggerate: the law's main cuts fall on Medicaid.21

Part 8

What the Republicans are promising

Republicans are running mostly on the record of the last two years, which we tested promise by promise in Trump: Promises vs Reality. But Trump has made new offers for this election.

The biggest is a payment of $5,000 to every adult citizen if Republicans keep Congress.2223

Can it be delivered? Trump has said he doesn't think it needs Congress's approval. But like any government spending, it would need a bill passed by Congress, as the Republican Speaker of the House, Mike Johnson, has said. There's no plan or timetable yet.2224 With about 245 million adult citizens, it would cost about $1.2 trillion; PolitiFact put it at more than $1 trillion.23

Trump says tariffs and growth would pay for it. Tariffs brought in about $173 billion in the year to September, after the refunds the Supreme Court's ruling against his emergency tariffs forced, so the payment would cost around seven years of them.25 And tariff money comes mostly from Americans themselves: the tax is paid at the border by American companies, and economists at the Federal Reserve Bank of New York found Americans bore nearly 90 per cent of the cost of last year's tariffs.26 So if tariffs paid for it, and nothing else changed, Americans would largely be paying for their own cheques, through the higher prices tariffs bring.

Growth does bring in more tax, as a bigger economy pays more. But the Congressional Budget Office expects the economy to grow about 2 per cent this year, and no official forecast we found expects growth to raise anything like $1.2 trillion extra.27

He has also said oil prices will be "tumbling downward" right after the election, though in the same breath he said it might take a little longer.2829 Oil and petrol prices depend mostly on the world market and the war with Iran, which no election result controls.

So: two parties, two kinds of promise. The Democrats are promising things a House majority can't deliver on its own. The Republicans are promising a payment with no plan behind it yet.

Part 9

Election night

Voting ends on the evening of Tuesday 3 November. Results are usually given in Eastern Time, the time in Washington and New York. The first polls close at 6pm Eastern, in parts of Indiana and Kentucky, which is midnight in central Europe. The last, in Alaska's Aleutian Islands, close at 1am Eastern, early on Wednesday 4 November: 7am in central Europe.30

Some results come in overnight. But many states count postal ballots after the polls close, and close races can go to recounts, so control of the House or the Senate may not be known for days.

Part 10

What to watch

Midterms usually decide whether a president spends the second half of his term passing laws or fighting Congress. This one is also a test of the redrawn maps, of what happened after Obamacare's extra help ended, of Trump's own promises, and of whether the support that won him the 2024 election has held after two years in office.

We'll look at the results when they're in.

Timeline: 2026 US midterm elections

  1. Democrats win control of the US Senate and House of Representatives in the midterm elections

  2. The S&P 500 falls 4.4%, its worst day since April 2025, as AI stocks are sold after the midterms

Full timeline →

Watch the explainerThe US Midterms, Explained